Bank Rate Increase The most important interest rate in the UK. Often referred to as the ‘Bank of England base rate’ it has increased to 0.75% as of March 2022 which is a 0.50% increase since December 2021 and there is a few more to come over the course of the year as the battle...Read More

First time buyers might not qualify In theory, it is possible for first time buyers to get a buy to let mortgage. The reality of this though is it is very difficult as lenders view this group as ‘too risky’. There are various lenders that will consider your application if you have never owned a...Read More

No Credit History Can Hurt The very common misconception is that poor credit history is a bad thing for a mortgage application. Poor credit history doesn’t necessarily mean lenders will not want to lend to you or that they will instantly reject your application. In fact, having no credit history could be more likely to...Read More

CeMap Qualified At Finance Jeanie we made use of the national lockdown by getting stuck into the books and are very proud to say Brian is now a fully qualified mortgage advisor. Obtaining a certificate in mortgage advice and practice enables Brian to offer advice on mortgages for residential purchases, remortgages and buy to lets....Read More

Welcome to our Blog Who Are We We are experienced specialist brokers based in the south of the UK residing in the lovely town of Bournemouth, who love the challenge of providing loans in all types of situations, regardless of circumstances. What We Can Do For You We help clients who require specialist property finance...Read More